In the Philippines, the Social Security System (SSS) provides maternity benefits for women who experience miscarriage. Miscarriage is defined as the spontaneous termination of pregnancy before the 20th week or 5th month. If a woman meets the eligibility requirements, she can avail of the SSS maternity benefits for miscarriage. Here are the key points to know about benefits a woman who went through miscarriage in the Philippines.
Eligibility:
The woman must have paid at least three monthly contributions to the SSS within the 12-month period immediately before the semester of the miscarriage. The miscarriage must be certified by a competent physician.
Benefit Coverage:
The SSS provides a daily cash allowance for the number of days the woman is unable to work due to the miscarriage, subject to a maximum of 60 days.
Required Documents:
Medical certificate or report from the attending physician indicating the date of the miscarriage. SSS Maternity Notification Form (MAT-1) that needs to be filled out and submitted to the SSS.
Application Process:
The woman should inform her employer or the SSS directly about the miscarriage as soon as possible. The SSS Maternity Notification Form, along with the medical certificate, should be submitted to the nearest SSS branch.
Timing:
It is important to file the maternity benefit claim within ten (10) years from the date of the miscarriage.
Payment of Benefits:
The cash allowance is paid directly to the member-applicant through a check or credited to her bank account.
If the woman’s employer advances payment for the maternity benefits, the SSS will reimburse the employer upon approval of the claim.
It’s essential to promptly inform the SSS and submit the necessary documents to avail of the maternity benefits for miscarriage. The application process may take some time, so it’s best to follow up with the SSS or check their online portal for updates on the status of the claim. Please note that the information provided here is based on the guidelines as of my knowledge cutoff in September 2021. For the most current and accurate information on maternity benefits for miscarriage in the Philippines, it is advisable to directly contact the nearest SSS branch or visit their official website.